Since April 24, any motorists found guilty of the most serious speeding offences may have to cough-up one-and-a-half times their weekly pay in fines.

Based on Office for National Statistics figures for February 2017, the average driver would have to hand over £760 if caught doing 51mph in a 30mph zone under the new measures introduced by the Sentencing Council last month.

But the financial burden wouldn’t end there. New analysis said these drivers would also have to pay £328 more for insurance after being slapped with six penalty points on their licences.

Financial cost for worst speeders: Drivers who are caught doing 51mph in a 30 zone could see their insurance premiums increasing by £328 on average, a new study has found. These motorists also face fines of up to 150% of their weekly salary

The increase in premium costs was revealed by

It said that motorists who jump from having zero points on their licence to getting six collectively pay £352million in additional insurance premiums each year, which works out at £328 extra each on average.

That’s an increase of almost 75 per cent on their premiums before, the comparison site said, with the average premium increasing from £432 to £760 for having six black marks on your driving licence.

With the average weekly wage being £509, according to ONS statistics, motorists who excessively speed face a double-whammy of £763.50.


SPEED LIMIT (mph) RECORDED SPEED (mph) Band A fine = 50% (25% to 75%) of weekly income Band B fine = 100% (75% to 125%) of weekly income Band C fine = 150% (125% to 175%) of weekly income 20 21 30 31 40 41 and above 30 31 40 41 50 51 and above 40 41 55 56 65 66 and above 50 51 65 66 75 76 and above 60 61 80 81 90 91 and above 70 71 90 91 100 101 and above POINTS / DISQUALIFICATION3 points Disqualification for 7 28 days OR 4 6 points Disqualification for 7 56 days OR 6 points When drivers are ‘grossly’ above the limit, the court is told to consider disqualification for more than 56 days, Source: Sentencing Council

That takes the combined financial impact of excessively breaking the limit to £1,091.50 on average.

Drivers also face the same insurance increase if caught using their phone at the wheel, which is deemed worthy of a £200 fine and six penalty points since March this year.

Simon McCulloch, director at, said: ‘Motorists who drive over the legal speed limits are now facing harsher penalties, but what drivers perhaps don’t always realise is that they could also face additional costs in the form of more expensive insurance premiums.

‘Our data shows that drivers who are handed six points can see their premiums jump by nearly 76 per cent.

‘The expense alone should be a strong incentive for motorists to watch their speed when driving.

‘The average motor insurance premium has risen by £47 to £729 over the past year so, as driving gets more and more expensive, watching your speed can help keep the cost of motoring down.’

The 1986 Arnold Benz Motor Carriage that will be on display in the UK in September This year’s Concours of Elegance takes place at Hampton Court Palace

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